To help you at this important stage of your life, we’ve listed the top 10 questions you should always ask your Mortgage broker before closing deals on the property you are dating:
What forms of payment are offered?
Check with your broker what forms of payment are available for the property you wish to acquire, if at sight, by financing. This question is very important for you to close the best deal according to your conditions.
Is it possible to negotiate the value of the property?
When choosing the best form of payment with your Mortgage brokers Melbourne see also if there is the possibility of negotiating the value of the property, such as discounts for cash purchase, the possibility of making a proposal to the seller, etc.
Will the local infrastructure meet my needs?
Ask your Mortgage brokers Melbourne about the infrastructure available in the region and whether it will meet all your daily needs. This includes knowing if you want to live close to services and local businesses, such as supermarkets, banks, pharmacies, restaurants, gyms and laundromats.
Is the property suitable for my family?
If you are looking for a property for you and your family to live in, it is important to also ask if the house or apartment has a structure suitable for everyone, whether on the property itself or in its structure. Thus, the broker should inform if the space offers convenience to the residents, if the common areas provide leisure time for the whole family and if the location of the property is close to schools, parks, sports centers and clubs, for example.
How is the neighborhood of the place?
Identify with your broker from Mortgagebroker247.com.au how the neighborhood of the place you intend to live is. Be it at home or apartment, it is important that you know information such as the lifestyle, profile and average age of those who live in that region. So you know if the residents resemble your profile.
How are the public services in the region offered?
Public services such as lighting, public transportation, paving, selective garbage collection, afforestation and urban planning are factors that can also be checked with your broker before closing the deal.
Does the region have recreational areas?
Ask your Mortgagebroker247.com.au
broker if the property is located near spaces that allow leisure and well-being to the whole family, such as squares, parks, clubs and sports centers.
What is the value of the condominium?
If that property you are dating is an apartment, do not forget to ask what the average value of the condominium, just to evaluate if the property will fit in your pocket and will not have surprises after the purchase.
What other fees should I pay in addition to the condo?
In addition to the value of the condo, also remember that if you want to buy an apartment you should bear some extra expenses periodically. Check with the broker if the property will include fees such as apportionment of water, gas or shared services, for example.
How many parking spaces can I have?
Do not forget to ask the Mortgage broker about the number of parking spaces that the property offers, as well as whether they are closed, open, rotating, or registered.
For detail: http://www.mortgagebroker247.com.au